Who says that you have to stand in long lines at the mall to buy gifts you can’t afford just because it’s Christmas? Why put yourself further in debt to impress family and friends with expensive presents during the holidays, will they help you out financially when the bill comes at…
Category Archives: BUDGET
14 Money Saving Holiday Budget Tips
It’s the holiday season, and retailers are doing their best to get you to part with what little money you have to spend, so, here are a few money saving holiday budget tips to help you keep control of your money when buying gifts. What’s your holiday spending budget? From now until…
12 Smart Budget Tips to Help You Save Money
If you are like most people living paycheck to paycheck in this economy, money is something we worry about. So here are 12 smart budget tips to help save money. Budget Tip #1: First, find out why you make certain decisions about where your money goes. Go to smartaboutmoney.org and take a…
Living on a budget can help you improve your credit
Budgeting can help you to improve your credit. You may be surprised in hearing this and start musing on the idea. But, it is true that budgeting can make credit improvement possible. This is possible because, if you budget you will be able to decide on the right spending plan and you will be able…
Thrifty Shopping Saves You Money
What’s the difference between shopping at the mall and the thrift store? You save a ton of money shopping at the thrift store. A few years ago many people wouldn’t be caught dead shopping in a place that sells used items. Since the economy has changed, so has the concept of thrift store shopping….
RESTAURANT WEEK 2011 SAVES YOU MONEY
On your mark, get set, and save money at your favorite restaurant. January kicks of restaurant week which will take place in cities like NYC, DC, Chicago, San Diego, Baltimore, Denver, Philadelphia, Boston, LA, and more. Just check online to see if your cities restaurants participates in this event. Whether, it’s your favorite restaurant that…
What is Your Financial Plan for 2011?
With five days left until the New Year you should be preparing a financial plan for 2011. Your plan should have a budget so you can see exactly where your money is going. In 2011 your goal should be to slash your debt. You need to figure out your wants vs. needs. Do you really…
Dear Santa, Can You Help Us to Get Our Finances Straight?
Dear Santa, it’s been a long year, although we’ve been good; many of us are still struggling financially for various reasons. So if possible, can you help us to get our finances straight? Some of us have lost our jobs and the future does not look too promising. But we are still holding on to…
The Road to Financial Freedom
In order to get on the road to financial freedom, you are going to make a few sacrifices. It’s not going to be easy giving up things you love in the beginning, but if you work hard you should reap the benefits of financial freedom. The first thing you have to do is to:…
Has the Economy Changed the Way You Handle Money?
The answer to this question is probably going to be yes for most people: The economy has changed the way you handle money. If you were one of those people who never thought about using coupons until recently; then welcome to the club because, the rising prices of goods and services is forcing shoppers to…