Since it’s National Credit Education Month, we need to learn how to save money, budget properly, improve our FICO score, and learn tips to get out of debt. Check out a few articles from the past on Savings Scoop that can help us get started with reducing our debt. What is…
Category Archives: CREDIT
Live Within Your Means, National Credit Education Month
National Education Month Have you heard the old saying “live within your means“? For those of us in debt we have to take responsibility for our financial actions, this means that we should not spend more that we make, create more debt and buy things we can’t afford, using credit cards…
Fixing Your Credit During National Credit Education Month
March is National Credit Education Month; it’s a good time for us to work on getting our credit straight if we have bad credit, we want to start establishing good credit; many of us started back in January learning how to repair our finances by creating a budget, improving our credit score,…
How to Lower Your Personal Debt Ceiling in America
It’s scary what’s going on with our economy. People are out of jobs, losing their homes, struggling to pay bills on time, and put food on the table because they are living paycheck to paycheck. We are in trouble, and if we don’t do something about it things will only get worse. …
Living on a budget can help you improve your credit
Budgeting can help you to improve your credit. You may be surprised in hearing this and start musing on the idea. But, it is true that budgeting can make credit improvement possible. This is possible because, if you budget you will be able to decide on the right spending plan and you will be able…
Learn how to Budget and Save Money with LearnVest
For all of you trying to live within your means, LearnVest is a site that will help you get started; from daily tips for frugal living to providing resources to jump-start your budget. LearnVest is a free site to help you understand your finances better, so sign up for free with your email address and…
What Is Your FICO Score and How Do You Improve It?
If you are thinking about buying a car or house next year, now is the time to make sure that your FICO score is correct. If your score is 600-640 it means that your credit score is low, and this determines whether or not you will able to get a loan; and if you do…
5 Tips to Save Money this Weekend
Don’t go out: Stay at home, you could spend the time clearing out the clutter and finally get rid of things you don’t need. If you have something that you haven’t used in two years, get rid of it; take your items to Good Will or sell it on eBay. Instead of going out to…
Someone Stole Your Identity- Now What?
It’s something that you’ve probably heard on the news before but you never paid any attention because you didn’t think it could happen to you. The reason your identity has been stolen is because there is someone out there that wants what you have and that is your good credit. Since this person can’t earn…
Stop Debt Collectors from Calling You
Because of the economy many people have fallen on hard times having to decide whether to pay rent or pay their credit card bills; paying rent usually wins but at the end of the month those credit card bills are still due. Some people ignore the bills that come in by not opening them to…