National Credit Education Month If you have credit card debt and you can’t afford to meet the minimum balance on time you need to stop using your credit cards to buy things you don’t need and can’t afford. You should actually get rid of your cards and only keep one…
Category Archives: DEBT
Choosing a Trustworthy Debt Consolidation Company
Are you drowning in debt? Are you no longer able to keep up with your payments though you have exhausted all of your best efforts? Consider debt consolidation it is a great resource for managing your debt and regaining control of your finances. However, choosing the wrong debt consolidating company can be…
Are You Tired of Being Broke?
If you are tired of being broke then you need to get off your ass and do something about it. You can’t sit around and say that you’ll wait until things get better; it probably won’t happen in the near future, unless you win the lottery, but what are the chances of that…
Living on a budget can help you improve your credit
Budgeting can help you to improve your credit. You may be surprised in hearing this and start musing on the idea. But, it is true that budgeting can make credit improvement possible. This is possible because, if you budget you will be able to decide on the right spending plan and you will be able…
How to Get out of Debt this Year
Stop creating new debt; stop shopping for things you don’t need or can’t afford. If you are drowning in debt, why spend money you don’t have? Get rid of your credit cards; while you are trying to get out of debt say bye to the things that will tempt you to spend…
America On a Budget 2012
Savings Scoop Special Report: America Is On a Budget 2012 For those of us living paycheck to paycheck we already know what it’s like to budget, and make sacrifices. So when our President, said “if you are a family trying to cut back, you might skip going out to dinner, or put off a vacation”…
Radical ways to save money and use it for debt help
This is Saving Scoops first guest blogger; Neil Williams, a Financial Consultant & Writer. You can follow him on Twitter. The extent in which the US national debt is rising, it is getting gradually harder to blame savings shortfall as the primary reason for this debt amount. Though there are many other factors that…
The Other Side of Debt
Just imagine for a moment what it would be like to not have any debt, to be financially free to do whatever you want with your money; to not live in fear of how are you going to pay the bills, feed the family, and keep a roof over your head. If your negative financial…
Someone Stole Your Identity- Now What?
It’s something that you’ve probably heard on the news before but you never paid any attention because you didn’t think it could happen to you. The reason your identity has been stolen is because there is someone out there that wants what you have and that is your good credit. Since this person can’t earn…
Stop Debt Collectors from Calling You
Because of the economy many people have fallen on hard times having to decide whether to pay rent or pay their credit card bills; paying rent usually wins but at the end of the month those credit card bills are still due. Some people ignore the bills that come in by not opening them to…