Bad credit loans are advances that certain lenders issue to people who have imperfect credit scores. If you have a history of late payments, you will most likely need a bad credit loan. If you have experienced a repossession, foreclosure, or bankruptcy, you would need to apply for a bad credit loan. A bad…
Category Archives: MONEY MANAGEMENT
How to Get out of Debt this Year
Stop creating new debt; stop shopping for things you don’t need or can’t afford. If you are drowning in debt why spend money you don’t have? Get rid of your credit cards; while you are trying to get out of debt say good bye to the things that will tempt you to spend…
Learn how to Budget and Save Money with LearnVest
For all of you trying to live within your means, LearnVest is a site that will help you get started; from daily tips for frugal living to providing resources to jump-start your budget. LearnVest is a free site to help you understand your finances better, so sign up for free with your email address and…
When Broke People Borrow Money
Have you ever been in a situation where a close friend or family member asked to borrow money, knowing that you are also struggling financially? Because of their financial irresponsibility they feel that they can lean on you for a quick loan that you may never get back. So, what can you do when broke…
5 Tips to Save Money this Weekend
Don’t go out: Stay at home, you could spend the time clearing out the clutter and finally get rid of things you don’t need. If you have something that you haven’t used in two years, get rid of it; take your items to Good Will or sell it on eBay. Instead of going out to…
What is Your Financial Plan for 2011?
With five days left until the New Year you should be preparing a financial plan for 2011. Your plan should have a budget so you can see exactly where your money is going. In 2011 your goal should be to slash your debt. You need to figure out your wants vs. needs. Do you really…
Dear Santa, Can You Help Us to Get Our Finances Straight?
Dear Santa, it’s been a long year, although we’ve been good; many of us are still struggling financially for various reasons. So if possible, can you help us to get our finances straight? Some of us have lost our jobs and the future does not look too promising. But we are still holding on to…
Money Makeover- 6 Steps To Get Back On Track
Look at your current budget to see if there are any loopholes that you may have missed in terms of where your money is going. When buying something continue to ask yourself is this is a “want” or a “need” purchase; and no matter what “stick to your budget”. If you are still using more…
7 Ways to Resuscitate Your Money
It’s amazing how much you save just by changing the way you spend money. If you chart your spending habits for a month you will likely see exactly where your money is being wasted. Gym Membership: Get rid of gym memberships that you don’t use; you will save at least $20 to $90 a month…
How kids Handle Money
I sometimes wonder if I had learned about the importance of money at an early age would I have handled it any differently; as a child I never really thought about money that much. I know my parents worked hard to provide for us but, money was not really discussed between us kids and our…