It’s scary what’s going on with our economy. People are out of jobs, losing their homes, struggling to pay bills on time, and put food on the table because they are living paycheck to paycheck. We are in trouble, and if we don’t do something about it things will only get worse. …
How to Get out of Debt this Year
Stop creating new debt; stop shopping for things you don’t need or can’t afford. If you are drowning in debt why spend money you don’t have? Get rid of your credit cards; while you are trying to get out of debt say good bye to the things that will tempt you to spend…
Learn how to Budget and Save Money with LearnVest
For all of you trying to live within your means, LearnVest is a site that will help you get started; from daily tips for frugal living to providing resources to jump-start your budget. LearnVest is a free site to help you understand your finances better, so sign up for free with your email address and…
What Is Your FICO Score and How Do You Improve It?
If you are thinking about buying a car or house next year, now is the time to make sure that your FICO score is correct. If your score is 600-640 it means that your credit score is low, and this determines whether or not you will able to get a loan; and if you do…
5 Tips to Save Money this Weekend
Don’t go out: Stay at home, you could spend the time clearing out the clutter and finally get rid of things you don’t need. If you have something that you haven’t used in two years, get rid of it; take your items to Good Will or sell it on eBay. Instead of going out to…
Someone Stole Your Identity- Now What?
It’s something that you’ve probably heard on the news before but you never paid any attention because you didn’t think it could happen to you. The reason your identity has been stolen is because there is someone out there that wants what you have and that is your good credit. Since this person can’t earn…
Stop Debt Collectors from Calling You
Because of the economy many people have fallen on hard times having to decide whether to pay rent or pay their credit card bills; paying rent usually wins but at the end of the month those credit card bills are still due. Some people ignore the bills that come in by not opening them to…
Cash or Credit | How Do You Tip?
Over the years my brother has worked at several restaurants and bars as a waiter and he’s the reason why I like to leave a tip whenever I go out to eat; especially if the service is good…the only dilemma I have is if I pay for my meal with a debit or credit card…
AMERICAN EXPRESS | How Dare You!
You should actually be called American Depress… As consumers we sign up for your card and agree to terms on your contract…we follow the rules of that contract by paying our bills on time and never missing payments. You break that contract for some of us by canceling our cards for reasons that are NOT…