If you are tired of being broke then you need to get off your ass and do something about it. You can’t sit around and say that you’ll wait until things get better; it probably won’t happen in the near future, unless you win the lottery, but what are the chances of that…
How to Lower Your Personal Debt Ceiling in America
It’s scary what’s going on with our economy. People are out of jobs, losing their homes, struggling to pay bills on time, and put food on the table because they are living paycheck to paycheck. We are in trouble, and if we don’t do something about it things will only get worse. …
How to Get out of Debt this Year
Stop creating new debt; stop shopping for things you don’t need or can’t afford. If you are drowning in debt why spend money you don’t have? Get rid of your credit cards; while you are trying to get out of debt say good bye to the things that will tempt you to spend…
Learn how to Budget and Save Money with LearnVest
For all of you trying to live within your means, LearnVest is a site that will help you get started; from daily tips for frugal living to providing resources to jump-start your budget. LearnVest is a free site to help you understand your finances better, so sign up for free with your email address and…
What Is Your FICO Score and How Do You Improve It?
If you are thinking about buying a car or house next year, now is the time to make sure that your FICO score is correct. If your score is 600-640 it means that your credit score is low, and this determines whether or not you will able to get a loan; and if you do…
America On a Budget 2012
Savings Scoop Special Report: America Is On a Budget 2012 For those of us living paycheck to paycheck we already know what it’s like to budget, and make sacrifices. So when our President, said “if you are a family trying to cut back, you might skip going out to dinner, or put off a vacation”…
The Other Side of Debt
Just imagine for a moment what it would be like to not have any debt, to be financially free to do whatever you want with your money; to not live in fear of how are you going to pay the bills, feed the family, and keep a roof over your head. If your negative financial…
Someone Stole Your Identity- Now What?
It’s something that you’ve probably heard on the news before but you never paid any attention because you didn’t think it could happen to you. The reason your identity has been stolen is because there is someone out there that wants what you have and that is your good credit. Since this person can’t earn…
Stop Debt Collectors from Calling You
Because of the economy many people have fallen on hard times having to decide whether to pay rent or pay their credit card bills; paying rent usually wins but at the end of the month those credit card bills are still due. Some people ignore the bills that come in by not opening them to…